Broker Check

Our Team at Premier Financial

Our team of experienced financial consultants goes beyond basic financial advice. We serve as trusted partners, collaborating with you to craft a comprehensive and personalized plan designed to achieve your long-term financial goals.

Schedule a Consultation

Andrew Howard ChFC, CLU | Financial Advisor and CEO

Andrew Howard ChFC, CLU | Financial Advisor and CEO

Andy’s passion for finance began after seeing his father's success in the insurance industry. He transitioned to independent advising because of his desire to put client needs first and offer a wider range of options. With over 40 years of experience, his core belief hasn’t changed: putting the client’s interest at the forefront of every decision.

Andy knows financial experience is important, but so too is the human element. He enjoys getting to know his clients, their stories, and their dreams, fostering genuine connections that go beyond numbers on a spreadsheet.

Outside of the office, Andy loves what Michigan has to offer. An avid outdoorsman, he loves to fish, hunt, and explore the state's waterways.

Sam Williams | Financial Advisor

Sam Williams | Financial Advisor

Sam's journey began at USA Financial, where he gained experience crafting retirement income plans and supporting other advisors. He transitioned to Premier Financial when he realized he wanted to connect directly with clients. 

Sam thrives on creating personalized retirement plans for each client, prioritizing clear communication and building strong relationships. He values the collaborative environment at Premier Financial and their unique partnership with USA Financial. When he's not immersed in financial planning, Sam enjoys outdoor activities and loves to stay competitive and active.

Jennifer Brown | Director of Operations

Jennifer Brown | Director of Operations

Jennifer has been with Premier Financial for more than 20 years. Her background in car insurance instilled a strong foundation in customer service, which translates seamlessly to her current role as our Director of Operations. She thrives on untangling complex client issues, drawing on her experience to navigate through investment rules and regulations for Premier’s clients. Her experience and research capability allows her to assist advisors to make informed decisions and reduce wait times for an enhanced client experience.

Outside of work, Jennifer finds herself dancing and writing, and cherishes time with her husband and their two dogs, a French mix named Delphi and a Foxhound mix named Phineas.

Kelsey Howard | Director of Client Relations

Kelsey Howard | Director of Client Relations

Kelsey graduated from Michigan State with a double major in Finance and Economics, bringing her passion for numbers and her outgoing personality to Premier Financial. As Director of Client Relations, Kelsey works with our advisors to aid clients with service requests and provide immediate attention to questions and concerns. Her meticulous attention to detail and genuine connections with clients make her an invaluable asset to the team. She also takes the lead on extending Premier Financial’s online presence and coordinating events. 

When she's not working, you might find her playing with her pups, or spending time with her twin sister. Kelsey is excited for the expansion of Premier and continues to pursue her aspirations of becoming a financial advisor.