Sam Williams | Financial Advisor
Sam's journey began at USA Financial, where he gained experience crafting retirement income plans and supporting other advisors. He transitioned to Premier Financial when he realized he wanted to connect directly with clients.
Sam thrives on creating personalized retirement plans for each client, prioritizing clear communication and building strong relationships. He values the collaborative environment at Premier Financial and their unique partnership with USA Financial. When he's not immersed in financial planning, Sam enjoys outdoor activities and loves to stay competitive and active.
Kelsey Howard | Financial Advisor
Kelsey meets with clients to understand their financial goals, needs, and priorities, taking time to learn what matters most to each individual. She helps identify both short- and long-term objectives and works with clients to clarify their financial direction. From there, she supports the development of personalized strategies designed to help them move forward with confidence toward their goals.
When she's not working, you might find her playing with her pups, gardening or spending time with her twin sister.
Andrew Howard ChFC, CLU | Financial Advisor
Andy’s passion for finance began after seeing his father's success in the insurance industry. He transitioned to independent advising because of his desire to put client needs first and offer a wider range of options. With over 40 years of experience, his core belief hasn’t changed: putting the client’s interest at the forefront of every decision.
Andy knows financial experience is important, but so too is the human element. He enjoys getting to know his clients, their stories, and their dreams, fostering genuine connections that go beyond numbers on a spreadsheet.
Outside of the office, Andy loves what Michigan has to offer. An avid outdoorsman, he loves to fish, hunt, and explore the state's waterways.
Jennifer Brown | Director Of Operations
Jennifer has been with Premier Financial for more than 22 years. Her background in car insurance instilled a strong foundation in customer service, which translates seamlessly to her current role as our Director of Operations. She thrives on untangling complex client issues, drawing on her experience to navigate through investment rules and regulations for Premier’s clients. Her experience and research capability allows her to assist advisors to make informed decisions and reduce wait times for an enhanced client experience.
Outside of work, Jennifer finds herself dancing and writing, and cherishes time with her husband and their two dogs, a French mix named Delphi and a Foxhound mix named Phineas.